TF Congleton is currently Sr Credit Officer for INSTITUTE CAPITAL INC a CDFI located in Durham NC that covers 5 states and Washington DC.

He has more than 30 years as a commercial banking executive. The main areas of expertise are Agribusiness, Commercial Real Estate and Small Business lending and funding. TF received his education from Hampton University with degrees in Management and Marketing. He has received several certificates in commercial lending, real estate lending and financial analysis.

TF resides in Greenville NC and is a native of Martin County NC.